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RatesSavings Rates Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA, National Credit Union Administration, a US Government Agency
Regular SharesRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | Regular Shares | .05% | 0.050012% | $1,000 and above | $25.00 | | | | | 0.00 | 0.00% | $25.00 | $25.00 | | | |
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Club - TaxesRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | Club - Taxes | .05% | .050012% | N/A | N/A | | | | APY = Annual Percentage Yield
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Share SecuredRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Opening Deposit | | | | Share Secured | 0.05 | 0.050012 | N/A | | | |
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Christmas ClubRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | Christmas Club | .05% | .050012% | N/A | N/A | | | |
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Regular SharedraftRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | Regular Sharedraft | 0.00% | 0.00% | N/A | N/A | | | |
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DBA SharedraftRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | DBA Sharedraft | 0.00% | 0.00% | N/A | N/A | | | |
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High Yield SharedraftRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | High Yield Sharedraft | .14% | 0.140099% | $75,000 + up | N/A | | | | | .12% | 0.120066% | $50,000 - $74,999 | N/A | | | | | .10% | 0.100046% | $10,000 - $49,999 | N/A | | | | | .07% | 0.070022% | $2,500 - $9,999 | N/A | | | | | .05% | 0.050012% | 0 -$2,499 | N/A | | | |
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Money Market AccountsRates effective July 20, 2022Savings Rates | Dividend | APY | Minimum Required Balance | Minimum Opening Deposit | | | | Money Market Account | .14% | .140090% | $75,000 and up | N/A | | | | | .12% | .120066% | $50,000 - $74,999 | N/A | | | | | .10% | .100046% | $10,000 - $49,999 | N/A | | | | | .07% | .070022% | $2,500 - $9,999 | N/A | | | | | .05% | .050012% | 0 - $2,499 | N/A | | | |
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Certificate of DepositsRates effective July 20, 2022Savings Rates | Term | Limits | Minimum Opening Deposit | | | | Certificate of Deposit | Not available at this time | Penalty for early withdrawal | $500 | | | | | Not available at this time | Penalty for early withdrawal | $500 | | | | | Not available at this time | Penalty for early withdrawal | $500 | | | |
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Loan RatesHome Equity (variable rate)Rates effective November 16, 2022Loan Type | Term | Rate | Limits | | | | Home Equity Loans | 180 Months (10 year draw period) | Prime rate plus 1% | up to 80% of equity of home | | | |
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Home Equity (fixed rate)Rates effective November 16, 2022Loan Type | Term | Rate | Limits | | | | Fixed Rate Home Equity | 180 Months (10 year draw period) | 6.99% | up to 80% of Equity in Home | | | |
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Secured & Unsecured Personal LoansSecured LoansRates effective November 16, 2022Loan Type | Term | Rate | Limits | | | | Share Secured - Type 16 | up to 60 months | 2.00% | up to $50,000 | | | | * Shares need to be deposited to type 15 savings accounts.
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Unsecured/Signature LoansRates effective November 16, 2022Loan Type | Score | Term | Rate | Limits | | | | Signature Loan, Co-maker Loan, & Un-secured Loan | A | up to 48 months | 10.00% | up to $4000 | | | |
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Vehicle LoansNew VehicleRates effective November 16, 2022
Loan Type | Score | Term | Rate | Limits | | | | New Vehicle | A | up to 66 months | 4.75% | up to $70,000 | | | | | A | up to 78 months | 5.00% | up to 70,000 | | | | | A | up to 78 months | 5.00% | up to $70,000 | | | | | A | up to 84 months | 5.25% | Minimum loan $35,000 up to $70,000 | | | | | A | 96 months | 5.50% | Minimum loan $50,000 up to $70,000 | | | | 100% Financing
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Used VehicleRates effective July 20, 2022Loan Type | Score | Term | Rate | Limits | | | | 2020-2022 | A | up to 48 months | 6.50% | up to 650,000 | | | | | A | up to 60 Months | 7.00% | up to $60,000 | | | | | A | up to 72 months | 7.50% | up to $60,000 | | | | NADA Clean Retail or the purchase price, whichever is lower.
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Used VehicleRates effective July 20, 2022Loan Type | Score | Term | Rate | Limits | | | | 2017-2019 | A | up to 48 Months | 7.50% | up to $50,000 | | | | | A | up to 60 months | 8.00% | up to $50,000 | | | | | A | up to 72 Months | 8.50% | up to $50,000 | | | |
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Used VehicleRates effective July 20, 2022Loan Type | Score | Term | Rate | Limits | | | | 2016 and older | A | up to 36 months | 8.00% | up to $50,000 | | | | | A | up to 48 months | 8.50% | up to $50,000 | | | | NADA CLEAN RETAIL or 95% of the purchase price, whichever is lower.
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R.V.'s, Campers, Motorhomes, Boats & Other100% Financing-New RV,Campers,Motorhomes,BoatsRates effective July 20, 2022
Loan Type | Term | Rate | Limits | | | | New RV,Camper,Motorhomes & Boats | 66 - 180 months | as low as 4.75% | up to $70,000 | | | |
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Used-RV,Campers,Motorhomes,BoatsRates effective July 20, 2022 Loan Type | Term | Rate | Limits | | | | Used RV,Camper,Motorhome & Boat | 60-96 months | as low as 7.00% | up to $60,000 | | | | NADA Clean Retail Value or 95% of purchase price, whichever is lower
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